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Here’s exactly how to do it: The first step is actually the hardest, and that’s because at the moment only certain Target stores sell the Prepaid REDcard.Target is slowly rolling it out to more and more stores, but it’s still in its infancy.You can do it by calling 1-855-306-7395 or by going to target.com/prepaidredcard/activate Now that it’s activated, it’s time to move on to the good stuff! Just take your permanent REDcard to Target and ask them to load it at the cash register.

HOWEVER, you can still load your REDcard with gift cards.

To do all of that, you have to wait until you get your permanent card.

For that reason, I reccommend that most people just wait the 4-7 days it takes to get their permanent card in the mail to start using it. If you’ve found this post, then you’re obviously interested in using frequent flyer miles.

Make sure you’re picking the type of points that are most valuable (you can see my rankings of the best and worst frequent flyer miles here). That means that if you buy a 0 Visa gift card at Staples or Office Depot, you’ll earn 1,000 Chase points.

Buy the gift card that looks like this: Then, you can take that gift card and use it to load your Redcard instead of using your credit card to load your REDcard. If you buy ,000 worth of Visa gift cards from Staples (the amount that you can load on your REDcard each month), you’ll earn 25,000 Chase points per month. If you extrapolate that out, you’re paying: If you know how to use frequent flyer miles effectively – especially if you are taking advantage of stopovers and open jaws to get 2 vacations for the price of 1– this can be an incredible deal.

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